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Accounting for the Wrong Test

Accounting for the Wrong Test Stress Testing, Statistical Data, Confidence and Monitoring And now another shoe drops. First Republic Bank no longer inspires confidence. So

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April 2023 Newsletter

The End of Savings Safety and the Beginning of Economic Understanding Includes a Fun Assignment   When it comes to investing your hard-earned money for

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March 2023 Newsletter

Suddenly Safety Money is Risky   Common sense isn’t always so easy to come by, and when it comes to national spending, we often must

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January 2023 Newsletter

Hedging in a Changing World The world is witnessing a great power conflict between the United States and China. The winner of the conflict, especially

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December 2022 Newsletter

A Bit of Christmas Hope Based Upon Fundamental Evidence and Cyclicality   The consensus view on Wall Street is that the Fed may raise interest

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September 2022

September Newsletter   Much of what I write about has to do with economic cycles…for a reason. It affects everyone sooner or later and markets

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August 2022 Mewsletter

Cloud Computing Industry   In 1956, then U.S. Vice President Richard Nixon, under President Dwight D. Eisenhower, told Soviet First Secretary Nikita Khrushchev that the

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